How These Terms Apply to Your Account
When you open a kirika account and make your first deposit — whether through bKash, Nagad, or Rocket — you are accepting these terms in full. They govern every transaction, every session, and every support request you send us. We may update these terms when our
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services change; we will notify you through your registered account before any material change takes effect. Continued use of the platform after that notice counts as acceptance. If any part of these terms conflicts with local law in your region, local law takes priority and the
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relevant clause will not apply to you. Eligibility to use kirika depends entirely on the laws of your country or region — we do not make that determination for you. Deposits sent through bKash, Nagad, or Rocket are subject to both our platform rules and the
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individual wallet provider's own terms. Withdrawals follow a verification step where we confirm the wallet sending the withdrawal matches the wallet used for the original deposit. Account balances are non-transferable between accounts. Any attempt to manipulate our systems, exploit a payment path, or operate multiple accounts
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under one identity will result in suspension pending review.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.